A bond is a fixed-income investment through which an investor lends money to a company, government, or financial institution for a specified period. In return, the issuer generally pays interest and repays the principal amount at maturity, subject to the terms of the bond.

When you invest in a bond, you provide funds to the issuer. The issuer pays interest according to the bond's coupon schedule and returns the principal at maturity, provided the issuer fulfils its repayment obligations.

What types of bonds are available?

Bonds can include corporate bonds, government bonds, public sector bonds, secured and unsecured bonds, highly rated bonds, and bonds with different maturities and interest structures.

Are bonds safe investments?

Bonds are not completely risk-free. The level of risk depends on factors such as the issuer's creditworthiness, credit rating, security, maturity, liquidity, and prevailing market conditions.

What is a bond's credit rating?

A credit rating is an assessment of an issuer's ability to meet its debt obligations. Ratings are assigned by credit rating agencies and can help investors evaluate credit risk, but a rating does not guarantee repayment.

What is the difference between coupon rate and yield?

The coupon rate is the interest rate specified on the bond's face value. Yield reflects the potential return based on factors such as the bond's purchase price, coupon payments, and remaining maturity.

What is Yield to Maturity (YTM) in bonds?

Yield to Maturity is an estimated annualised return an investor may earn if the bond is held until maturity, assuming the issuer makes all scheduled payments and other calculation assumptions remain applicable.

All Bonds

Explore all bonds available on GoldenPi in one place to match your investment goals and diversify portfolio. Compare these fixed-income opportunities based on returns,

Showing 45 Bonds

Akara

65.73% Sold

13.75%p.a.

13.50%

Newly LaunchedHigh Yield

Tenure

23M

Payout

Monthly

Rating

BBB+

Marquee Equity Global Investors Tencent, Blowfish

Orange Retail

77.7% Sold

13.75%p.a.

13.50%

Newly LaunchedHigh Yield

Tenure

31M

Payout

Monthly

Rating

BBB-

Strong Capitalisation and Experienced Management

Best Capital

71.13% Sold

13.50%p.a.

13.25%

Newly LaunchedHigh Yield

Tenure

35M

Payout

Monthly

Rating

BBB

Trusted NBFC For MSMEs And Vehicles

Neogrowth

51.09% Sold

13.25%p.a.

13.00%

Newly LaunchedHigh Yield

Tenure

13M

Payout

Quarterly

Rating

BBB

Equity Investors: Omidyar Network & IIFL Venture

Lucina

86.36% Sold

12.55%p.a.

12.30%

Newly LaunchedHigh Yield

Tenure

27M

Payout

Monthly

Rating

A-

Part of ₹50K Cr+ Market Cap Embassy Group

Tapir

96.71% Sold

12.50%p.a.

12.25%

Selling Out FastCorp Bond

Tenure

41M

Payout

Monthly

Rating

A-

Part of ₹50K Crs+ Market Cap Embassy Group

The Golden Experience of Investing

20 Lacs+ Users
Zero Defaults
Curated Bonds

ZeroDefaults
CuratedBonds
20 Lacs+Users
SEBIRegulated

Mahaveer

81.14% Sold

12.00%p.a.

11.73%

High Yield

Tenure

37M

Payout

Quarterly

Rating

BBB+

40+ years of Financing expertise & Strong Capital base

Finkurve

97.28% Sold

12.00%p.a.

11.78%

Gold Loan BackedHigh YTM

Tenure

20M

Payout

Quarterly

Rating

BBB+

Emerging Gold Loan NBFC backed by Augmont Group

Spandana

67.25% Sold

12.00%p.a.

11.73%

Newly LaunchedHigh Yield

Tenure

20M

Payout

Quarterly

Rating

BBB+

Equity Listed with ₹2,400 Cr+ Market Cap

Satin Finserv

23.08% Sold

12.00%p.a.

11.75%

Newly LaunchedHigh Yield

Tenure

27M

Payout

Quarterly

Rating

A-

Emerging MSME focused NBFC backed by Satin Group

More About Bonds

Bonds are fixed-income investments where investors lend money to a company, financial institution, or government entity for a defined period. In return, the issuer generally pays interest at predetermined intervals and returns the principal amount on maturity.

The Indian bond market offers a wide range of opportunities across corporate bonds, government securities, public sector bonds, secured bonds, and other fixed-income instruments. The right bond can provide predictable cash flows and help diversify an investment portfolio beyond traditional savings and deposits.

However, bonds are not risk-free investments. Interest rates, credit quality, liquidity, tenure, security, and the financial position of the issuer can all affect the outcome. Understanding these factors is important before investing.

What Are Bonds?

A bond is a debt instrument through which an investor lends money to an issuer for a specified period. The issuer agrees to pay interest, known as the coupon, according to the terms of the bond and repay the principal at maturity.

For example, when you invest in a corporate bond, the company issuing the bond raises funds from investors. In return, you receive interest payments based on the coupon structure and, subject to the issuer meeting its obligations, your principal is repaid on the maturity date.

The return from a bond depends on factors such as its coupon rate, purchase price, maturity period, credit rating, and prevailing market conditions.

Types of Bonds Available

Bonds can differ significantly based on the issuer, security, maturity, credit rating, and structure.

Some commonly available categories include:

Corporate Bonds – Debt issued by companies to raise funds for business requirements.
Government Bonds – Debt securities issued by central or state governments.
Public Sector Bonds – Bonds issued by government-owned or government-backed entities.
Secured Bonds – Bonds backed by specified assets or security, subject to the terms of the issue.
Unsecured Bonds – Bonds that do not have specific collateral backing.
Highly Rated Bonds – Bonds carrying higher credit ratings from recognised rating agencies.
Tax-Saving Bonds – Certain bonds may offer tax-related benefits subject to applicable rules.
Short-Term Bonds – Bonds with relatively shorter remaining maturity periods.
Long-Term Bonds – Bonds with longer maturity periods and potentially different interest-rate sensitivity.

Investors should evaluate the individual bond terms rather than relying only on the category or credit rating.

Bonds vs Fixed Deposits

Bonds vs Fixed Deposits
Financial Metric	Bonds	Fixed Deposits
Issuer	Government / Company / Financial Institution	Bank / Financial Institution
Return	Coupon and potential price appreciation/depreciation	Predetermined interest
Maturity	Depends on the individual bond	Depends on selected tenure
Market Price	Can change before maturity	Generally not market-traded
Credit Risk	Depends on issuer	Depends on the deposit-taking institution
Liquidity	Depends on market and bond	Depends on FD terms
Principal Repayment	Subject to issuer meeting obligations	Subject to applicable FD terms
Insurance	Generally not covered by deposit insurance	Eligible deposits may have applicable insurance subject to prevailing limits and rules

How to Invest in Bonds on GoldenPi

Investing in bonds starts with understanding the investment opportunity and evaluating the bond's key parameters.

Before investing, consider:

Credit Rating – Review the rating assigned by the relevant credit rating agency.
Issuer – Understand who is borrowing the money and assess the issuer's financial profile.
Coupon Rate – Check the interest rate and payment frequency.
Yield – Compare the expected yield with other available fixed-income opportunities.
Maturity – Consider whether the maturity aligns with your investment horizon.
Security – Check whether the bond is secured or unsecured and understand the security structure.
Liquidity – Consider the possibility of selling the bond before maturity.
Cash Flows – Review the expected interest and principal repayment schedule.

On GoldenPi, investors can explore available bonds, compare important bond parameters, review cash flows, and select investments based on their individual

Taxation on Bonds

The taxation of bond investments depends on factors such as the type of bond, interest income, holding period, transaction structure, and applicable tax laws.

Interest or coupon income from bonds may be taxable as per the investor's applicable tax provisions. Capital gains may also arise when a bond is sold or transferred at a price different from its purchase price.

Tax treatment can vary across different bond products and may change when tax laws are amended. Investors should review the applicable tax rules for the specific bond before investing and consult a qualified tax professional where required.

Top Bonds Available

The bond market includes opportunities across different issuers, credit ratings, tenures, yields, and structures.

Instead of selecting a bond solely because it offers a higher coupon or yield, investors should compare multiple parameters, including:

Credit rating
Issuer financial strength
Yield to maturity
Coupon rate
Maturity date
Secured or unsecured structure
Interest payment frequency
Minimum investment amount
Liquidity
Repayment structure

A bond offering a higher return may also involve higher credit, liquidity, or market risk. The most suitable bond depends on the investor's financial objectives, risk appetite, and investment horizon.

Why Consider Bonds?

Bonds can play an important role in a diversified investment portfolio by providing scheduled interest payments and a defined maturity structure.

Depending on the bond, investors may use fixed-income investments to:

Generate periodic income
Diversify an investment portfolio
Invest for a defined time horizon
Explore opportunities beyond traditional deposits
Potentially benefit from attractive yields
Build a fixed-income allocation based on their risk profile

However, every bond should be evaluated individually. Past performance, credit ratings, or advertised yields do not guarantee future returns or repayment.

What Are Bonds?

The return from a bond depends on factors such as its coupon rate, purchase price, maturity period, credit rating, and prevailing market conditions.

Types of Bonds Available

Bonds can differ significantly based on the issuer, security, maturity, credit rating, and structure.

Some commonly available categories include:

Corporate Bonds – Debt issued by companies to raise funds for business requirements.
Government Bonds – Debt securities issued by central or state governments.
Public Sector Bonds – Bonds issued by government-owned or government-backed entities.
Secured Bonds – Bonds backed by specified assets or security, subject to the terms of the issue.
Unsecured Bonds – Bonds that do not have specific collateral backing.
Highly Rated Bonds – Bonds carrying higher credit ratings from recognised rating agencies.
Tax-Saving Bonds – Certain bonds may offer tax-related benefits subject to applicable rules.
Short-Term Bonds – Bonds with relatively shorter remaining maturity periods.
Long-Term Bonds – Bonds with longer maturity periods and potentially different interest-rate sensitivity.

Investors should evaluate the individual bond terms rather than relying only on the category or credit rating.

Bonds vs Fixed Deposits

Bonds vs Fixed Deposits
Financial Metric	Bonds	Fixed Deposits
Issuer	Government / Company / Financial Institution	Bank / Financial Institution
Return	Coupon and potential price appreciation/depreciation	Predetermined interest
Maturity	Depends on the individual bond	Depends on selected tenure
Market Price	Can change before maturity	Generally not market-traded
Credit Risk	Depends on issuer	Depends on the deposit-taking institution
Liquidity	Depends on market and bond	Depends on FD terms
Principal Repayment	Subject to issuer meeting obligations	Subject to applicable FD terms
Insurance	Generally not covered by deposit insurance	Eligible deposits may have applicable insurance subject to prevailing limits and rules

How to Invest in Bonds on GoldenPi

Investing in bonds starts with understanding the investment opportunity and evaluating the bond's key parameters.

Before investing, consider:

Credit Rating – Review the rating assigned by the relevant credit rating agency.
Issuer – Understand who is borrowing the money and assess the issuer's financial profile.
Coupon Rate – Check the interest rate and payment frequency.
Yield – Compare the expected yield with other available fixed-income opportunities.
Maturity – Consider whether the maturity aligns with your investment horizon.
Security – Check whether the bond is secured or unsecured and understand the security structure.
Liquidity – Consider the possibility of selling the bond before maturity.
Cash Flows – Review the expected interest and principal repayment schedule.

On GoldenPi, investors can explore available bonds, compare important bond parameters, review cash flows, and select investments based on their individual

Taxation on Bonds

The taxation of bond investments depends on factors such as the type of bond, interest income, holding period, transaction structure, and applicable tax laws.

Top Bonds Available

The bond market includes opportunities across different issuers, credit ratings, tenures, yields, and structures.

Instead of selecting a bond solely because it offers a higher coupon or yield, investors should compare multiple parameters, including:

Credit rating
Issuer financial strength
Yield to maturity
Coupon rate
Maturity date
Secured or unsecured structure
Interest payment frequency
Minimum investment amount
Liquidity
Repayment structure

Why Consider Bonds?

Bonds can play an important role in a diversified investment portfolio by providing scheduled interest payments and a defined maturity structure.

Depending on the bond, investors may use fixed-income investments to:

Generate periodic income
Diversify an investment portfolio
Invest for a defined time horizon
Explore opportunities beyond traditional deposits
Potentially benefit from attractive yields
Build a fixed-income allocation based on their risk profile

However, every bond should be evaluated individually. Past performance, credit ratings, or advertised yields do not guarantee future returns or repayment.

Frequently Asked Questions About Bonds

Need Help

Talk to our Support Team for free. We will help you through your investment journey.

Financial Metric

Bonds

Fixed Deposits

Issuer

Government / Company / Financial Institution

Bank / Financial Institution

Return

Coupon and potential price appreciation/depreciation

Predetermined interest

Maturity

Depends on the individual bond

Depends on selected tenure

Market Price

Can change before maturity

Generally not market-traded

Credit Risk

Depends on issuer

Depends on the deposit-taking institution

Liquidity

Depends on market and bond

Depends on FD terms

Principal Repayment

Subject to issuer meeting obligations

Subject to applicable FD terms

Insurance

Generally not covered by deposit insurance

Eligible deposits may have applicable insurance subject to prevailing limits and rules

What Are Bonds?

The return from a bond depends on factors such as its coupon rate, purchase price, maturity period, credit rating, and prevailing market conditions.

Types of Bonds Available

Bonds can differ significantly based on the issuer, security, maturity, credit rating, and structure.

Some commonly available categories include:

Corporate Bonds – Debt issued by companies to raise funds for business requirements.
Government Bonds – Debt securities issued by central or state governments.
Public Sector Bonds – Bonds issued by government-owned or government-backed entities.
Secured Bonds – Bonds backed by specified assets or security, subject to the terms of the issue.
Unsecured Bonds – Bonds that do not have specific collateral backing.
Highly Rated Bonds – Bonds carrying higher credit ratings from recognised rating agencies.
Tax-Saving Bonds – Certain bonds may offer tax-related benefits subject to applicable rules.
Short-Term Bonds – Bonds with relatively shorter remaining maturity periods.
Long-Term Bonds – Bonds with longer maturity periods and potentially different interest-rate sensitivity.

Investors should evaluate the individual bond terms rather than relying only on the category or credit rating.

Bonds vs Fixed Deposits

Bonds vs Fixed Deposits
Financial Metric	Bonds	Fixed Deposits
Issuer	Government / Company / Financial Institution	Bank / Financial Institution
Return	Coupon and potential price appreciation/depreciation	Predetermined interest
Maturity	Depends on the individual bond	Depends on selected tenure
Market Price	Can change before maturity	Generally not market-traded
Credit Risk	Depends on issuer	Depends on the deposit-taking institution
Liquidity	Depends on market and bond	Depends on FD terms
Principal Repayment	Subject to issuer meeting obligations	Subject to applicable FD terms
Insurance	Generally not covered by deposit insurance	Eligible deposits may have applicable insurance subject to prevailing limits and rules

How to Invest in Bonds on GoldenPi?

How to Invest in Bonds on GoldenPi

Investing in bonds starts with understanding the investment opportunity and evaluating the bond's key parameters.

Before investing, consider:

Credit Rating – Review the rating assigned by the relevant credit rating agency.
Issuer – Understand who is borrowing the money and assess the issuer's financial profile.
Coupon Rate – Check the interest rate and payment frequency.
Yield – Compare the expected yield with other available fixed-income opportunities.
Maturity – Consider whether the maturity aligns with your investment horizon.
Security – Check whether the bond is secured or unsecured and understand the security structure.
Liquidity – Consider the possibility of selling the bond before maturity.
Cash Flows – Review the expected interest and principal repayment schedule.

On GoldenPi, investors can explore available bonds, compare important bond parameters, review cash flows, and select investments based on their individual

Taxation on Bonds

The taxation of bond investments depends on factors such as the type of bond, interest income, holding period, transaction structure, and applicable tax laws.

Top Bonds Available

The bond market includes opportunities across different issuers, credit ratings, tenures, yields, and structures.

Instead of selecting a bond solely because it offers a higher coupon or yield, investors should compare multiple parameters, including:

Credit rating
Issuer financial strength
Yield to maturity
Coupon rate
Maturity date
Secured or unsecured structure
Interest payment frequency
Minimum investment amount
Liquidity
Repayment structure

Why Consider Bonds?

Bonds can play an important role in a diversified investment portfolio by providing scheduled interest payments and a defined maturity structure.

Depending on the bond, investors may use fixed-income investments to:

Generate periodic income
Diversify an investment portfolio
Invest for a defined time horizon
Explore opportunities beyond traditional deposits
Potentially benefit from attractive yields
Build a fixed-income allocation based on their risk profile

However, every bond should be evaluated individually. Past performance, credit ratings, or advertised yields do not guarantee future returns or repayment.

All Bonds

Akara

Orange Retail

Best Capital

Neogrowth

Lucina

Tapir

Mahaveer

Finkurve

Spandana

Satin Finserv

Refer & Earn

More About Bonds

What Are Bonds?

Types of Bonds Available

Bonds vs Fixed Deposits

How to Invest in Bonds on GoldenPi

Taxation on Bonds

Top Bonds Available

Why Consider Bonds?

What Are Bonds?

What Are Bonds?

Types of Bonds Available

Bonds vs Fixed Deposits

How to Invest in Bonds on GoldenPi?

How to Invest in Bonds on GoldenPi

Taxation on Bonds

Taxation on Bonds

Top Bonds Available

Top Bonds Available

Why Consider Bonds?

Why Consider Bonds?

Frequently Asked Questions About Bonds

What is a bond?

How do bonds work?

What types of bonds are available?

Are bonds safe investments?

What is a bond's credit rating?

What is the difference between coupon rate and yield?

What is Yield to Maturity (YTM) in bonds?

Need Help

Akara

Orange Retail

Best Capital

Neogrowth

Lucina

Tapir

Mahaveer

Finkurve

Spandana

Satin Finserv

What Are Bonds?

Types of Bonds Available

Bonds vs Fixed Deposits

How to Invest in Bonds on GoldenPi

Taxation on Bonds

Top Bonds Available

Why Consider Bonds?

What Are Bonds?

What Are Bonds?

Types of Bonds Available

Bonds vs Fixed Deposits

How to Invest in Bonds on GoldenPi?

How to Invest in Bonds on GoldenPi

Taxation on Bonds

Taxation on Bonds

Top Bonds Available

Top Bonds Available

Why Consider Bonds?

Why Consider Bonds?

Frequently Asked Questions About Bonds

What is a bond?

How do bonds work?

What types of bonds are available?

Are bonds safe investments?

What is a bond's credit rating?

What is the difference between coupon rate and yield?

What is Yield to Maturity (YTM) in bonds?

Need Help