Piramal
Senior Secured Bond
- 8.85%
- 59M
- AA+
- 1x
Reasons to invest
Comfortable Capitalisation: Strong net worth of INR 24,872 Cr and moderate net gearing of 2.77x as of Mar2026, supported by capital-raising initiatives and asset monetisation.
Growing Retail Portfolio: AUM grew 23% YoY to ₹96,680 crore, with retail lending contributing 82% of the portfolio, reducing wholesale concentration risk.
Diversified Funding Profile: Borrowings are well diversified across banks, NCDs, bonds, ECBs and securitisation, with borrowing cost improving to 8.9% in Q3FY26.
Strong Promoter Support: Backed by the Piramal Group and an experienced leadership team with strong expertise across financial services and lending.
Key highlights
1x Security Cover
Every ₹1 you invest is secured by ₹1 of pledged assets as collateral
Senior Secured Bond
You get repaid on priority first from pledged assets if the borrower defaults
Rating
High rated bond with 100% on time repayment track record
Payout Mechanism
- Half-Yearly Interest
- Principal At Maturity
Historic performance on GoldenPi
₹11 Cr
Repaid
702+
Investors
100% On Time
Repayments
Company Information
Documents and More
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