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Muthoot Mcred

Senior Secured Bond

25% Sold
10.75%
36M
A
1x
Sold 25%
0% TDS Available

Reasons to invest

  • Vintage Promoters: Wholly owned by the promoter group, Muthoot Mcred benefits from the legacy and expertise of the fourth-generation Muthoot family in the gold loan business.

  • Strong Capitalisation: Promoter support through INR 264.2 Cr capital infusion in FY26 and Q1 FY27.

  • Gold backed: The loan portfolio is secured by gold collateral, providing an additional layer of security and mitigating credit risk.

  • Strong Asset Quality: Maintains best-in-class asset quality with a low GNPA of 0.93% and NNPA of 0.58% as of March 2025.

Key Lenders & Investors

  • SBI
  • HDFC
  • BoB

Key highlights

  • 1x Security Cover

    Every ₹1 you invest is secured by ₹1 of pledged assets as collateral

  • Senior Secured Bond

    You get repaid on priority first from pledged assets if the borrower defaults

  • Rating

    High rated bond with 100% on time repayment track record

  • Payout Mechanism

    • Monthly Interest
    • Principal At Maturity

Historic performance on GoldenPi

  • ₹28 Cr

    Repaid

  • 9 K+

    Investors

  • 100% On Time

    Repayments

Returns Calculator

Investment Amount
₹ 29,330.88
Total Returns10.75% YTM
+ ₹ 9,009.33
Total Receivable
₹ 38,340.20

Company Information

About the Issuer

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