Indel
Senior Secured Bond
- 10.89%
- 9M
- A-
- 1.1x
Investing with Early Sell Option
You will have an early sell option on 01-Aug-2027 at a yield of 10.89%. Sale is subject to buyer availability, though most past sell orders are successfully executed.
Reasons to invest
Gold Backed: A liquid collateral base and favorable gold price trends support strong asset quality.
Strong Capital Position: Consistent promoter equity infusions have strengthened Indel net worth to INR 632 Cr as of Mar 2026 supporting growth while maintaining a healthy CRAR of 20.47% and prudent leverage.
Experienced Promoters: strong leadership backed by over 38 years of banking experience and a board comprising experienced professionals from RBI, SBI and LIC.
Strong Gold Loan Portfolio and Asset Quality: Over 95% of the portfolio comprises secured gold loans, supported by negligible credit costs and improving GNPA of 1.54% as of June 2026.
Key Lenders & Investors
Key highlights
1.1x Security Cover
Every ₹1 you invest is secured by ₹1.1 of pledged assets as collateral
Senior Secured Bond
You get repaid on priority first from pledged assets if the borrower defaults
Rating
High rated bond with 100% on time repayment track record
Payout Mechanism
- Monthly Interest
- Principal At Maturity
Historic performance on GoldenPi
₹33 Cr
Repaid
7 K+
Investors
100% On Time
Repayments
Company Information
Documents and More
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